How do I keep my computer and my identity safe?

1.   You Get What You Pay For – Free antivirus software, or the free antivirus software provided by your internet provider, may not be the best solution for keeping your computer safe.  There are variations even among the software programs you pay for.  And you need frequent updates, as new viruses appear daily, so you want a program capable of that.

2.   More is NOT Better – Running more antivirus programs (plus a popup blocker, plus a spyware blocker, plus, plus, plus..!) does not equal better protection, as the programs can "fight" with one another, not to mention bog down your computer.  Look for one program that can fight all the major types of malware.

3.   Update, Update, Update! – Don't just renew your old antivirus software – purchase the new version.  And always allow the program to run the updates.  As already mentioned, new viruses appear daily, so you want current protection. Also, always UPDATE your Windows operating system and other software applications.  In early January of 2008, a study by a Danish security vendor found that 95% of personal computers are vulnerable to attack by hackers because of unpatched flaws in software applications.  Make sure your Windows is automatically updating the patches Microsoft puts out when it finds one of these "holes."

4.   Beware MySpace/Facebook, and whatever other new hip, happenin' places – These places have become breeding grounds for new viruses/infections.  The malware writers want to infect as many people as possible.  You don't really know who that "friend" is, so beware clicking on any link they offer.  Which leads us to tip #5…

5.   Don't Click on that Link! – I'm always wary – even when my mom sends me stuff!  Don't believe that the IRS has a refund for you.  Call them.  Don't believe there's a problem with your bank account.  Call your bank.  Not sure a friend was going to send you some pictures?  Confirm with them before you open that attachment.   Make distrust/disbelief your default setting, and your computer and ID will be safer.

6.   Expect the Unexpected – Viruses can show up where you least expect them e.g., a Chinese Trojan came from some digital photo frames.  Practically anything you plug into your computer can risk uploading a virus onto it. That's why current, GOOD antivirus software is critical.

7.   What Do Viruses/Malware Actually DO to my Computer? – Collect passwords.  Credit card numbers.  Banking information.  Use your computer as a bot (short for robot) to send spam and more viruses from it.  (And you can't tell!) Steal other personal information.  Extortion. (Seriously, there are popups that demand money from computer users before they will return use of the computer to the owner.)  Bog things down.  Break registry settings and programs.  Interfere with the normal use of the computer.

8.   Wireless Network Security – more and more of us have wireless networks at home.  Are you SURE yours is secure?  My son has been known to use his iTouch as we drive in the neighborhood to see how many people have unsecure networks. (Too many!)  And many computer users have been known to piggyback on their neighbor's internet if theirs is down for some reason. Not only can they use your internet access, but if your network is unprotected, it's like leaving the front door to your house wide open.  Hackers can access your computer and all the information stored there.  There have been reports of hackers cruising store parking lots with laptops, looking for store networks that are unsecure so they can steal huge blocks of credit card numbers.  So be safe!  Make sure your wireless network is protected!

 

 

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